Family Budget Spreadsheet Bundle

Who it’s for

It’s made for parents who want the whole family’s money in order: the monthly budget, the kids’ pocket money and saving, and December, without three different systems.

One colour rule in every file: yellow cells are where you type, everything else is calculated. Any currency, your names, nothing locked.

What’s inside, tab by tab

2027 Budget Spreadsheet (13 tabs)

Every 2027 payday or irregular-income mode, a budget plan for every category and month, a 3,000-row transactions list, bills, up to 30 sinking funds, debt snowball vs avalanche, savings and net worth, and a dashboard.

Kids Chore Chart & Allowance Tracker (7 tabs + printables)

Up to 4 children and 15 chores, 52 weekly charts, an allowance ledger split into Save, Spend and Give jars, savings goals, and a printable pack in US Letter and A4.

Christmas Budget Planner 2026 (7 tabs)

A gift list for up to 80 people, holiday spending in 10 categories, a shopping and to-do checklist, a card list and a countdown to December 25, 2026.

Bundle Quick Start

A 5-page PDF: where to begin with each workbook, Google Sheets steps and FAQ.

The same files as the singles

The workbooks are the same ones sold as single listings: €15.99, €7.99 and €8.99 on their own.

Excel and Google Sheets

Each workbook is an .xlsx file that opens in Excel 2010 or later, Excel for Mac and LibreOffice. For Google Sheets, upload the .xlsx to Google Drive, open it with Google Sheets, then choose File > Save as Google Sheets. Formulas and dropdowns carry over; Google redraws the charts, so they can look slightly different. The quick-start guide walks you through it. Type your own currency symbol on Setup and the whole workbook uses it.

There are no macros and nothing to install. Every formula uses only functions that Excel and Google Sheets share, and before release each workbook was filled with sample data; together they pass 634 automated tests. Apple Numbers can open the file but isn’t supported.

How delivery works

You buy on Etsy, with Etsy’s checkout and buyer protection. As soon as payment goes through, the download is ready on your Etsy Purchases page and Etsy emails you a link. You get one ZIP file containing:

• 1 - 2027 Budget Spreadsheet: Budget_Spreadsheet_2027.xlsx + Quick_Start_Guide.pdf
• 2 - Kids Chore Chart and Allowance: .xlsx + Quick_Start_Guide.pdf + Printables_US_Letter.pdf + Printables_A4.pdf
• 3 - Christmas Budget Planner 2026: .xlsx + Quick_Start_Guide.pdf
• Bundle_Quick_Start.pdf (5 pages)

Nothing is shipped. Because it’s a digital file, Etsy returns don’t apply, but if something isn’t working, send a message through the shop and we’ll help put it right.

Read the guide

How to Teach Kids About Money with Chores and Allowance. Kids learn money by handling it: earning a little, choosing what to do with it, and sometimes wishing they’d chosen differently. A simple chore and allowance system gives them that practice every week.